Shares
|
Tiering Method A. Under this method, an institution pays on the full balance in the account the stated interest rate that corresponds to the applicable deposit tier.
|
Balance ($5 minimum)
|
Dividend Rate
|
APY*
|
|---|
Share Savings
|
$5 - $1,000
|
.60%
|
.60%
|
|
$1,000.01 - $10,000
|
.65%
|
.65%
|
|
Over $10,000
|
.70%
|
.70%
|
|
Balance
|
Dividend Rate
|
APY*
|
|---|
Club Accounts
|
Up to $1,000
|
.60%
|
.60%
|
|
$1,000.01 - $10,000
|
.65%
|
.65%
|
|
Over $10,000
|
.70%
|
.70%
|
|
Balance
|
Dividend Rate
|
APY*
|
|---|
Share Draft
|
Up to $2,500
|
.30%
|
.30%
|
|
$2,500.01 - $5,000
|
.35%
|
.35%
|
|
$5,000.01 - $10,000
|
.40%
|
.40%
|
|
Over $10,000
|
.45%
|
.45%
|
|
Balance
|
Dividend Rate
|
APY*
|
|---|
Money Market
|
$25 - $2500
|
.65%
|
.65%
|
|
$2,500.01 - $25,000
|
1.75%
|
1.76%
|
|
$25,000.01 - $50,000
|
2.00%
|
2.02%
|
|
Over $50,000
|
2.25%
|
2.27%
|
|
Balance ($25 minimum)
|
Dividend Rate
|
APY*
|
|---|
Daily IRA and Daily HSA
|
$25 - $2,500
|
.65%
|
.65%
|
|
$2,500.01 - $25,000
|
1.75%
|
1.76%
|
|
$25,000.01 - $50,000
|
2.00%
|
2.02%
|
|
Over $50,000
|
2.25%
|
2.27%
|
|
Share Certificates, Traditional, Roth, Educational IRA's
|
|
Term ($500 Minimum Balance for all)
|
Dividend Rate
|
APY*
|
|---|
|
6 Month
|
4.30%
|
4.38%
|
|
6 Month Renewal
|
4.55%
|
4.65%
|
|
12 Month
|
4.30%
|
4.38%
|
|
12 Month Renewal
|
4.55%
|
4.65%
|
|
18 Month
|
4.15%
|
4.23%
|
|
18 Month Renewal
|
4.40%
|
4.49%
|
|
24 Month
|
4.00%
|
4.07%
|
|
24 Month Renewal
|
4.25%
|
4.33%
|
|
30 Month
|
4.00%
|
4.07%
|
|
30 Month Renewal
|
4.25%
|
4.33%
|
| 36 Month |
4.00%
|
4.07%
|
| 36 Month Renewal |
4.25%
|
4.33%
|
All Certificates/IRA Accounts are subject to a penalty for early withdrawal. Dividends on all Certificates/IRA Accounts are paid monthly.
|
*APY is Annual Percentage Yield. Rate may change after the account is opened. Rate applies to entire balance. Fees could reduce earnings on the account.
|
