Shares
Tiering Method A. Under this method, an institution pays on the full balance in the account the stated interest rate that corresponds to the applicable deposit tier.
Share Savings
Effective Date: 09/01/2025
| Balance ($5 minimum) | Dividend Rate | APY* |
|---|---|---|
| $5 - $1,000 | 0.95% | 0.95% |
| $1,000.01 - $10,000 | 1.00% | 1.01% |
| Over $10,000 | 1.05% | 1.06% |
Club Accounts
Effective Date: 09/01/2025
| Balance | Dividend Rate | APY* |
|---|---|---|
| Up to $1,000 | 0.95% | 0.95% |
| $1,000.01 - $10,000 | 1.00% | 1.01% |
| Over $10,000 | 1.05% | 1.06% |
Share Draft
Effective Date: 09/01/2025
| Balance | Dividend Rate | APY* |
|---|---|---|
| Up to $2,500 | 0.65% | 0.65% |
| $2,500.01 - $5,000 | 0.65% | 0.65% |
| $5,000.01 - $10,000 | 0.65% | 0.65% |
| Over $10,000 | 0.65% | 0.65% |
Money Market
Effective Date: 09/01/2025
| Balance | Dividend Rate | APY* |
|---|---|---|
| $25 - $2500 | 1.00% | 1.01% |
| $2,500.01 - $25,000 | 2.30% | 2.32% |
| $25,000.01 - $50,000 | 2.40% | 2.43% |
| Over $50,000 | 2.60% | 2.63% |
Daily IRA and Daily HSA
Effective Date: 09/01/2025
| Balance ($25 minimum) | Dividend Rate | APY* |
|---|---|---|
| $25 - $2,500 | 1.00% | 1.01% |
| $2,500.01 - $25,000 | 2.30% | 2.32% |
| $25,000.01 - $50,000 | 2.40% | 2.43% |
| Over $50,000 | 2.60% | 2.63% |
Share Certificates, Traditional, Roth, Educational IRA's
Effective Date: Friday, November 7th, 2025
| Term ($500 Minimum Balance for all) | Dividend Rate | APY* |
|---|---|---|
| 6 Month | 3.75% | 3.82% |
| 6 Month Renewal | 4.00% | 4.07% |
| 12 Month | 3.75% | 3.82% |
| 12 Month Renewal | 4.00% | 4.07% |
| 18 Month | 3.75% | 3.82% |
| 18 Month Renewal | 4.00% | 4.07% |
| 24 Month | 3.75% | 3.82% |
| 24 Month Renewal | 4.00% | 4.07% |
| 30 Month | 3.75% | 3.82% |
| 30 Month Renewal | 4.00% | 4.07% |
| 36 Month | 3.75% | 3.82% |
| 36 Month Renewal | 4.00% | 4.07% |
| All Certificates/IRA Accounts are subject to a penalty for early withdrawal. Dividends on all Certificates/IRA Accounts are paid monthly. | ||
*APY is Annual Percentage Yield. Rate may change after the account is opened. Rate applies to entire balance. Fees could reduce earnings on the account.
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