Go to main content Cooperative Choice Network Credit Union

Privacy Notice

Home > Privacy Notice

Privacy Policy

FACTS WHAT DOES COOPERATIVE CHOICE NETWORK CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • credit history and credit scores
  • income and payment history 

When you are no longer our member , we continue to share your information as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Cooperative Choice Network Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Cooperative Choice Network Credit Union share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes

No

For our marketing purposes –
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes –
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes –
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions? Call 1-800-274-0209 or go to www.ccncu.com

What We Do
How does Cooperative Choice Network Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards , secured files and buildings.
How does Cooperative Choice Network Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes
  • information about your creditworthiness-affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing. 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. 
  • Cooperative Choice Network Credit Union has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mailhouse, consumer reporting agencies, data processors, and check/share draft printers
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT

Other Important Information

Go to main navigation
Member Rewards

Simply use your Visa® debit and/or credit card anywhere and earn points on purchases. With the CCNCU Member Rewards program you will earn a point for every $2 spent* with your Visa® debit card. Earn a point for every $1 spent* with your Visa® credit card.

Earn even MORE points when you use your Visa® card at participating retailers listed on the CCNCU Member Rewards website.

ID Theft & Scams

New FTC Data Show a Big Jump in Reported Losses to Fraud to $12.5 Billion in 2024

Consumers reported losing the most to investment scams at $5.7 billion

Go to main navigation
...
...